First Spectrum as a safe retirement money expert, is dedicated to ensuring the safety of your money, integrity in our dealings, and maintaining a focused expertise for you. We support people like you to enjoy a worthy financial security in retirement. Our focus are two fold:
1. Protect your money and provide life-time income
2. Grow your money safely and design strategies to reduce risk so your money will always be there when you need it.
We believe having money there when you need it, ensures a great standard of living, and as an elder American, enhances your freedom and liberty. Isn’t that what it’s all about? Our experts are committed to helping you earn safe and reasonable return on your investments. Come join us, we’ll make it all worth your while!
First class services you can count on
WE ARE HERE TO ASSIST YOU WITH ALL YOUR INVESTMENT AND INSURANCE NEEDS
Our program is designed to:
- Protect 100% of your investment.
- Offer potential double-digit returns
- Allow you to make scheduled withdrawals or make additional contributions or deposits.
- Provide guaranteed lifetime income.
- Offer tax savings.
- Provide ways to pay for nursing care when needed.
- Designed to be Commission-Free to you.
For investors who receive social security, unlike CDs and other investments, your interest earnings are not included in the formula for taxing your social security benefits. This means more money in your pocket!
Investment solutions for
continued growth
While you can earn double digit return (high product based return of 23.9 percent), our investment programs offer on average risk free returns of 7-9 percent based on quarterly distribution and growth. Through Professional Money Managers, you can engage Direct Stock Ownership for potential higher returns – this involve risk, and past performance is not indicative of future performance, returns or result. There is a potential for loss with Direct Stock Ownership.
81%
Retirement Investments Guaranteed
81%
Fixed Index Annuities (FIAs)
81%
Assured Investment Program
81%
Assured Real Estate Income Program
Our Products
Insurance
Life – These are varied life insurance products that can be used to meet different life events such as taking care of loved ones, giving to charities, paying taxes, building tax-free income, and providing monies or capital for business among …read more
Dependable Investments
Private Placement – This is a Sale of Stock shares or Bonds that is not available to all except for qualified investors, in contrast to an IPO (Initial Public Offering) that is available to all in an open market. Private Placement are regulated, available on …read more
